Medicare Advantage Plans (Part C)

Medicare Advantage Plans, also known as Medicare Part C, are all-in-one alternatives to Original Medicare. Offered by private insurance companies approved by Medicare, these plans combine hospital (Part A) and medical (Part B) coverage and often include additional benefits like prescription drug coverage, dental, vision, and wellness programs.

How Medicare Advantage Works

Medicare Advantage Plans are built on a cost-sharing model. While they often come with lower monthly premiums than Medicare Supplement Plans, you may be responsible for certain out-of-pocket costs such as copayments, coinsurance, and annual deductibles when receiving care. These plans typically use provider networks (like HMOs or PPOs), so understanding your network and coverage limits is key.

Benefits of Medicare Advantage

• All-in-one coverage combining Medicare Parts A and B
• Often includes prescription drug coverage (Part D)
• May include additional benefits not covered by Original Medicare:
• Dental care
• Vision services
• Hearing aids
• Fitness programs
• Transportation to medical appointments
• Annual out-of-pocket maximum limits for financial protection
• Often lower monthly premiums than Medicare Supplement plans

Finding the Right Plan

At Choice Insurance Agency, we help you compare Medicare Advantage Plans based on your medical needs, preferred doctors, prescriptions, and budget. Our goal is to ensure you get comprehensive coverage without surprises—so you can stay focused on your health, not the fine print.